Digital Banking Tools for Farmers:

Opportunities for Agricultural Companies in Moldova

Abstract

https://doi.org/10.35219/jards.2025.1.02

This report provides a snapshot of the agricultural sector and the status of financial inclusion in Moldova, examining how recent innovation in agriculture supports rural communities in improving financial inclusion. The report also highlights emerging monetization models and the roles of agricultural companies in the country. This report primarily targets agrotechnology companies seeking to develop a rural
growth strategy by assessing farmers' credit risk using digital farm and farmer data. It will also be of interest to mobile money providers and fintech companies looking to launch and expand digital financial services for farmers